24-hour liquidity
Approved invoices can be converted into available cash within 24 hours, supporting payroll, purchasing and growth decisions.
Pro-Factoring
How Factoring Works
Understand the complete workflow from invoice review to 24-hour liquidity and ongoing debtor management.
Request a factoring review
Insight
A practical process with transparent responsibilities
The factoring process starts after goods or services are delivered and a valid B2B invoice is issued. The finance team submits invoice and debtor details to Pro-Factoring for eligibility review.
Once the invoice is accepted, Pro-Factoring pays the agreed purchase amount and monitors the receivable until the debtor pays. The result is faster cash flow, less payment chasing and clearer planning for management.
What you gain
Practical advantages for daily finance work
Debtor management
Our team handles debtor accounting, payment tracking, reminders and collection steps with a respectful communication style.
Default-risk coverage
Receivable loss risk can be transferred so management can plan around reliable incoming cash rather than uncertain due dates.
Process
From invoice to liquidity in clear steps
Send invoice data
You submit eligible B2B invoices and basic debtor information for a fast funding assessment.
Receive an offer
We review the receivable, pricing, debtor quality and the factoring structure that fits the business model.
Get liquidity
After approval, liquidity can arrive within 24 hours, while we monitor payment and debtor communication.
Reduce administration
Debtor accounting, reminders and collection processes move into a structured service workflow.
Secure service model
Digital clarity with personal guidance
How Factoring Works benefits from a secure operating model that makes invoice purchasing understandable for management, bookkeeping and sales. Clients can review invoice status, funding progress and debtor communication through the transafe portal, while Pro-Factoring AG keeps the relationship personal and accountable. The transafe environment supports transparent workflows for finance teams that want to see what has been paid, what is being monitored and what needs attention.
Operational assurance
For teams that previously searched for transsafe-style receivables security, Pro-Factoring AG combines specialist factoring advice with a transsafe-minded control process. The transafe portal gives authorized users structured access to relevant documents, reports and next steps without replacing direct expert support.
Ready to turn receivables into working capital?
Speak with Pro-Factoring about invoice purchasing, debtor management and risk protection for your next stage of growth.
Start a conversation